Branch Funded Reserve
Applies to all editions
This tab tracks the branch's own reserve , money the branch itself puts in: opening balances, promotional or goodwill grants, and manual adjustments. Cash that partners deposit does not flow through here; this is branch-funded money only. A KPI tile shows the current reserve balance, and the table below lists every reserve movement (date, type, direction, reason, amount, running balance, partner involved, and who recorded it).
From this tab you also fund and correct partner wallets. There are three actions:
Add reserve funds
Operator guide
This tab tracks the branch's own reserve , money the branch itself puts in: opening balances, promotional or goodwill grants, and manual adjustments. Cash that partners deposit does not flow through here; this is branch-funded money only. A KPI tile shows the current reserve balance, and the table below lists every reserve movement (date, type, direction, reason, amount, running balance, partner involved, and who recorded it).
From this tab you also fund and correct partner wallets. There are three actions:
Add reserve funds
Records money into (or, with a negative amount, out of) the branch-funded reserve , used for opening balances, promotional credit, and manual adjustments.
| Field | What it does |
|---|---|
| Amount | Amount to add; a negative value removes from the reserve. |
| Payment method / account / mode | Proof of the cash movement. |
| Description | Why , shown in the audit trail. |
Top up partner wallet
Puts credit into a partner's wallet. You can pick a partner (or the tab is locked to one if you came from a partner's page), and choose a funding source:
- Branch-funded (default) , the branch provides the money, with cash-intake proof.
- Parent wallet transfer , an upline partner's wallet funds it (shown only when the partner has a parent).
For branch-funded top-ups there are three funding types:
| Funding type | What it does |
|---|---|
| Add wallet credit | Fresh credit the partner receives immediately. |
| Settle receivable | The amount is auto-applied (oldest first) to the partner's outstanding on-credit receivables; any excess becomes fresh wallet credit. |
| Issue on credit | Credit is given before payment, creating a Partner Receivable. Requires the partner to have a credit limit and an active credit-hold status. |
You supply the amount, the cash-intake method/account/mode (for branch-funded top-ups that are not on-credit), and a description. The action runs as a review → confirm two-step.
Adjust partner wallet
A manual correction to a partner's wallet balance, in either direction.
| Field | What it does |
|---|---|
| Direction | Credit (increase) or Debit (decrease). |
| Amount | How much to adjust (greater than zero). |
| Reason code | Opening-balance correction (fresh wallets only), under-credited, over-credited, or other. |
| Notes | Required audit context. |
| Allow negative | Lets a debit take the balance below zero , only if you hold the elevated negative-adjustment permission. |
A live preview shows the resulting balance (red if it would go negative). Without the negative-balance permission, a debit that would go below zero is blocked.